Homeowners insurance claim water damage
TJM Consulting, LLC
Water damage claims result from a multitude of events, broken pipes, flood, sink or tub overflows, and even caused by openings in the roof or siding. These claims can be devastating and when not taken care of quickly present health risks to homeowners and business owners. Once the cause of the water damage is determined and repaired it is imperitive that remediation of the
water take place immediately. We at TJM Consulting handle all aspects of your claim. Should you discover a water damage insurance claim call us immediately. We will secure the services of a reputable water remediation company to properly protect your property from further harm. Not only is this prudent it is required by your insurance company to meet policy requirements. TJM Consulting, LLC will handle every aspect of your water damage insurance claim including getting the necessary contractors to stop the problem causing damage to your property to ensure against further damage and loss. Making sure you get an advance from your insurance company if necessary and most importantly insuring policy requirements are met. Here is what TJM Consulting will do:
Full analysis of your insurance policy and the type of coverage you have (replacement cost or actual cash value coverage). What is covered and what are the exclusions.
Make sure all policy requirements are met. You are required to make sure further damage is not encountered by the peril. Provide necessary contractors, remediation company, plumbers, electricians, etc. to make sure your property is safe and meeting policy requirements.
We conduct a complete scope of building damage and provide a complete detailed estimate to restore the building.
We conduct a complete review of financial data to identify any financial loss that is covered by your insurance policy if this is a business.
We conduct a complete estimate of damaged and lost assets and determine how much is covered by insurance.
We report your claim and followup with company adjusters, in writing, orally, and through various site visits and meetings.
We meet with insurance company adjusters to identify and document the scope of damages both physical and financial.
We prepare a complete detailed report identifying the full scope of your loss and present to your insurance company.
We will request advances on your coverage to absorb costs encountered while getting your building in order.
We will negotiate a final settlement of your claim and only accept it upon your approval.
The insurance process on water damage insurance claims can be cumbersome and difficult to navigate and certainly can take a long time. We will make sure that your loss is fully identified to make sure you get every dollar you are entitled too. A public adjuster can make all the difference in restoring your building and assets in a timely fashion and returning your life back to normal as soon as possible.
88 Peppergrass Drive South
Mount Laurel, NJ 08054
214 19th Street South
Brigantine, NJ 08203