Commercial Public Adjuster
TJM Consulting, LLC 855-SOS-CLAIM
Commercial claims require an expertise not every adjuster has. While training is important in these matters experience is far better. We at TJM Consulting, LLC are expert commercial public adjusters. We have handled claims for hotels, large office buildings, appartment buildings, strip stores, manufacturing operations and much more. We use a different approach in estimating damages than many of our competitors. We employ actual contractors that have built many of the type buildings experiencing damage. These contractors understand the debt and what it takes to restore a damaged property.
Many of the insurance company adjusters we deal with do not have the complete knowledge to adjust your claim. It is much better to deal with the insurance company from a position of strength having full knowledge of the construction trade. Claims for commercial properties are similar to those encountered on residential properties except on a much larger scale with the necessity of understanding actual construction details. We handle fire, water, broken pipes, vandalism, burglary, wind damage to structures, floods, and anything else that may come along.
Should you require remediation services or a contractor to make immediate temporary repairs to get your building functional or prevent further damage we can provide that service quickly and at a reasonable cost. When you are in the middle of a major mishap many contractors will take advantage of your situation and charge larger fees than normal. Our contractors work with us and know they must be fair in dealing with our clients. We guarantee you will not be taken advantage of. Our services focus on you and your business operations. We will do anything we can to assist during a crisis. We will be there for you.
Identifying financial losses!
What about claims involving the loss of goods in progress or finished product, loss of rental income, loss of business use, and so many other losses involving accounting expertise. We have accountants that will handle the financial aspects of these losses for you. We employ experts in every field that will assist you in identifying all aspects of your loss. The financial loss can often be more than the physical damages.
Manufacturing Equipment, furniture and other business property
We will estimate damages to manufacturing equipment, furniture, business property, other items present on the property and prepare a complete repacement cost analysis.
Business Interruption Experts
We even have business interruption experts that will assist you in getting your business up and functioning as soon as possible.
Our Commercial Services include the following:
Full analysis of your insurance policy and the type of coverage you have (replacement cost or actual cash value coverage). What is covered and what are the exclusions.
Make sure all policy requirements are met. You are required to make sure further damage is not encountered by the peril. Provide necessary contractors, remediation company, plumbers, electricians, etc. to make sure your property is safe and meeting policy requirements.
We conduct a complete scope of building damage and provide a complete detailed estimate to restore the building.
We conduct a complete review of financial data to identify any financial loss that is covered by your insurance policy.
We conduct a complete estimate of damaged and lost assets and determine how much is covered by insurance.
We report your claim and followup with company adjusters, in writing, orally, and through various site visits and meetings.
We meet with insurance company adjusters to identify and document the scope of damages both physical and financial.
We prepare a complete detailed report identifying the full scope of your loss and present to your insurance company.
We will request advances on your coverage to absorb costs encountered to get your building functioning to continue operations.
We will negotiate a final settlement of your claim and only accept it upon your approval.
The insurance process on commercial claims can be cumbersome and difficult to navigate and certainly can take a long time. We will make sure that your loss is fully identified to make sure you get every dollar you are entitled too. A commercial public adjuster can make all the difference in restoring your building and assets in a timely fashion and making you profitable again quickly.
88 Peppergrass Drive South
Mount Laurel, NJ 08054
214 19th Street South
Brigantine, NJ 08203