Fallen objects claims
TJM Consulting, LLC
Fallen objects claims are varied and can occur at any time. You may have objects fallen from airplanes, trees buildings, even the occasional car running through a home. These are rare incidents that do occur. It is important to note that when a fallen object has comprimised the structure of a business or home you must act quickly to protect the property from outside elements.
When a fallen object affects the building structure you may need a roofer to place a tarp, a remediation company to board up openings in the building, or remediate water damage that occurred due to rain or broken pipes, plumbers, electricians, etc. We at TJM Consulting, LLC will make sure that the necessary remediation services and contractors are contacted to protect your property and ensure that policy conditions are met to protect the claim. We provide full detailed service from beginning until final payment is received by you. If you so desire we will even assist you in restoring your property to its pre loss condition.
Let our expert adjusters determine the type of work necessary to restore your property and make sure that your claim is handled properly and you are paid completely for your loss.
Here is what TJM Consulting will do:
Full analysis of your insurance policy and the type of coverage you have (replacement cost or actual cash value coverage). What is covered and what are the exclusions and limitations.
Make sure all policy requirements are met. You are required to make sure further damage is not encountered by the peril. Provide necessary contractors, remediation company, plumbers, electricians, roofers, etc. to make sure your property is safe and meeting policy requirements.
We conduct a complete scope of damage and provide a complete detailed estimate to restore the property.
We conduct a complete estimate of damaged and lost assets and determine how much is covered by insurance.
We report your claim and followup with company adjusters, in writing, orally, and through various site visits and meetings.
We meet with insurance company adjusters to identify and document the scope of the physical damage.
We prepare a complete detailed report identifying the full scope of your loss and present to your insurance company.
We will negotiate a final settlement of your claim and only accept it upon your approval.
The insurance process on fallen object claims can be cumbersome and difficult to navigate. We will expediently process your claim and make sure payment is received quickly. We will make sure that your loss is fully identified to make sure you get every dollar you are entitled too. A public adjuster can make all the difference in restoring your building and assets in a timely fashion and returning your life back to normal as soon as possible.
88 Peppergrass Drive South
Mount Laurel, NJ 08054
214 19th Street South
Brigantine, NJ 08203